Accept that it’s normal to have debt, I don’t mean let’s have debt because it’s normal but I mean it’s not a big deal, you can deal it and get through it since you are not alone because many are just like you.

Secondly, Assessing your debt. See if your debt is too much or not. It’s too much if you have to pay rent or mortgage more than 30% of your monthly pay. If you are in that situation, you better try to clear the debt as soon as possible. What’s more, sometimes some people don’t know how much debt they own because they pay the minimum balance due on credit card or even not make any payment for it.

If you know that you are in those cases, don’t get panic and don’t think that it’s too much. You just have to start from small things such as adjust your spending habits or in other words be greedy before spending your money on anything.

Write down all income and expense you made each month. At the end of the month, sum up the expenses and divide it into two categories: essential and nonessential. Writing down your spending habit can let you see things clearly which is like you observe your own behavior with consideration. The point is to reduce current spending that you can put those spending on pay off your debt instead.

When you pay debt, try to pay off high-rate debt first. The more your interest rate, the more debt you have. Or you can manage it by transfer high-rate debt to lower-rate cards. You can consolidate all of your credit card debts to a single.

Last is trying to use your credit card on things that can gain value later such as home, washing machine, and necklace and so on. At least, you will have those things around when the debt is paid off.

1.Do not talk like a typical sales person because then people will know that you only try to sell them some stuff they never wanted in the first place.

2.Sell only to persons who is really willing to buy, I mean you have to target persons that are interested in your niche. Don’t ask a 90 year old lady that has only 3 more days to live to buy a new computer. Try to target your traffic as best as you can if you however are a phone salesman this is not so easy but it is easy to read the person you talk to if he is interested or not.

3. This tip is classic and it goes like this “Don’t sell the product, sell yourself”. What I mean by this is that you have to make people like you. I don’t tell you to be totally fake here but be funny make the laugh do whatever it takes to make them like you and greet you next time they see you.

4.Be trustworthy. If your customers don’t trust you they will continue to dig and ask you question after question. To make them trust you there is only one way to go and that is honesty. This is why you should not sell junk stuff that falls apart only by looking at it. Simply because you have to be honest about your products and tell your customers what they will get and what they won’t get. This keeps them from asking tons of questions you really don’t want to waste your time answering.

1.You have to be motivated and willing to do the work it takes to make a sale, even though you don’t get a sale after a few hours don’t give up, simply change your prospect and strategy.

2. You have to be the man, be decided, don’t change your opinion. Once you said something you should mean it until you die. With other words don’t lie to your customer to make some fast bucks. Be patient be mr.nice guy and be the man. You cannot lie if you want a successful business in the long term because you will get busted in the end.

3. You have to be mr.happy who knows everything about his own products and how to make people happy and appreciate them. When you are a salesman you should not only be a guy who tries to sell an unknown person something. Get personal with your customers but not to personal you have to find your spot in the middle and stay there. Do some tests and find out what works and what does not

4. the final tip I have for now is about psychology. You have to know basic psychology to be a good salesman. You have to know what words to say what colors to use, which faces to make and know what the customer thinks. I recommend that you take a course about human psychology or read a book about it, it’s the key to all businessmen success.